Specialist Expat Mortgages

Specialist Expat Mortgages

Beyond a standard purchase or remortgage, some expat situations need a lender who specialises in a particular structure, ownership type, or borrower profile. These are the specialist products we regularly arrange for expat and non-resident clients, drawing on our whole-of-market panel of 75+ lenders and experience since 2008.

• Buy-to-Let for Overseas Landlord Portfolios – financing and consolidating multiple rental properties
• Foreign Passport Holder Mortgages – for non-British nationals buying UK property
• HMO Mortgages – for houses in multiple occupation
• ICR & Top Slicing – when rental income alone doesn’t meet a lender’s threshold
• JBSP Mortgages – boosting affordability with a family member’s income
• UK Limited Company Mortgages – buying through a trading or holding company
• Offset Mortgages – reducing interest using linked savings
• Property Auction Finance – fast completion finance for auction purchases
• Sharia Compliant Home Purchase Plans – an interest-free alternative to a mortgage

Get in touch to discuss which specialist option fits your circumstances.